Frequently Asked Questions


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msSHARES Questions

 

What Are msSHARES?

msSHARES are "virtual shares" that are exclusively earned by MainStreetSHARES members. These are not actual equity or ownership and they are not transferrable, but they do represent a binding legal agreement between MainStreetSHARES and members.

 

What Can I Do With msSHARES?

In the event that MainStreetSHARES is acquired by another company, you may "redeem" your msSHARES for a percentage of the cash compensation that MainStreetSHARES receives. The percentage that you will earn is based on the percentage of all msSHARES earned that you own.

 

How Do I Earn msSHARES?

Each time you shop through MainStreetSHARES at a revenue-sharing store (i.e. nearly all stores), you'll also earn one msSHARE for each dollar in Member Revenue Share that you generate. For instance, when you generate $10 in Member Revenue Share, you'll also receive 10 msSHARES.

Additionally, you will receive a number of msSHARES equivalent to 10% of the Member Revenue Share generated by your direct referrals. For example, when your direct referral earns $20 in cash back, you will earn 2 msSHARES in addition to any referral commissions.

 

Exactly How Does This Work?

In the event of a cash or partial-cash acquisition of the company, MainStreetSHARES will allocate fully half (50%)* of the net cash proceeds from the buyer to members. Each member will then receive a percentage of this set-aside that is equivalent to the percentage of the total msSHARES they have.

For example, if the net cash proceeds to MainStreetSHARES from a sale is $1 billion, then MainStreetSHARES will set aside $500 million (50% of $1 billion) for members to share. If Sally has earned .01% (one hundredth of one percent) of the total msSHARES earned by all members, then Sally will receive .01% of $500 million, or $50,000.

This compensation will be paid to members in cash or cash equivalent within ninety days of the final settlement date.

*Note: the 50% set aside for members is the guaranteed minimum that all eligible members will share. This number may increase, and the total allocation to members as a whole, or some subset of members (e.g. via promotions, etc.) will be greater than 50%. We know: this is the first time fine print is actually a good thing!

 

Why Is MainStreetSHARES Doing This?

It's who we are. We're into fairness...BIG-time.

You have tremendous value. Other companies and individuals know this and generate tremendous wealth from your very existence. When you search Google, visit Facebook, or shop through other websites, you are transferring a portion of your value to those companies. That value accumulates, then concentrates in the hands of a very few.

We believe that you deserve more--a piece of the total value that you create. If you've helped us grow into a multi-billion dollar company, then we want you to share the resulting rewards along the way and in the event of an acquisition. In other words, we think you should be able to redeem the value that you helped to create.

So, as a matter of fundamental fairness, we're out to level the playing field. Wall Street is doing very well. It's past time for Main Street to get its share.

 

Interested In Learning More About msSHARES?

Please check out our Terms of Service more information.

And, of course feel free to contact us with any questions!


Bonus Launch Offering

 

What Is The Bonus Launch Offering?

As you've learned above, msSHARES entitle members to a share of 50% of the net cash proceeds in the event of a MainStreetSHARES acquisition.

However, any msSHARES earned through July 31, 2015 by members will also entitle only those members to an additional 10% share of the acquisition net cash proceeds.

Let that sink in for a moment: Millions of new members may join, shop, and earn msSHARES, which will greatly increase the value of MainStreetSHARES for everyone.

However, only the limited number of members who earned msSHARES through July 31, 2015 will have a locked-in, exclusive share of 10% of the net cash proceeds resulting from an acquisition, even if the company is sold for billions.


Shopping & Earning Questions

 

How Does MainStreetSHARES Work?

When you visit MainStreetSHARES before shopping online and click our links to reach over 992 featured stores, MainStreetSHARES is paid a commission. We share that revenue with members.

You also earn msSHARES when you shop at participating stores. These entitle you to a share of the cash proceeds if MainStreetSHARES is acquired.

Membership is 100% FREE. There are no hidden costs and you don't pay extra when shopping at our featured stores. It's really that simple.

You can also earn more cash by referring friends who join MainStreetSHARES.

 

What Do I Have To Do To Get Credit For My Purchases?

Just visit the MainStreetSHARES website before shopping and click our links to visit our featured retailers just prior to making your purchase. For stores that you visit frequently, you can also set a "QuickClick" browser bookmark.

 

What are QuickClick Bookmarks?

For the stores you shop most often, you can add special links to your browser's bookmarks. When clicked, these route you through the MainStreetSHARES site (to pick up your credit) and then directly to the store's website. You are not required to "manually" visit the MainStreetSHARES site or sign in to earn credit.

Each store's QuickClick bookmark can be set from that store's details page here. And, once set, you must still click it to visit the store's site just prior to shopping to receive credit!

 

If I Make Two Purchases From The Same Retailer, Do I Have To Come Back to MainStreetSHARES?

Yes. You must return to MainStreetSHARES and click-thru to the retailer again to re-activate your cash-back credit. Of course, you can also use your QuickClick Bookmark to re-activate your credit.

A purchase is defined a single order checkout process. A single purchase can include multiple items, and you will receive credit for the entire total purchase. However, before initiating a new and completely separate checkout process, you must return to MainStreetSHARES and click-thru again to re-activate your credit.

 

How Long Does It Take For My Credit To Appear?

Typically a few days, however it can take up to a couple of weeks for some credits to appear on your account, depending on the store.

Please note that for travel purchases, this waiting period starts upon the completion of travel.

In the rare instance that you don't see your credit within 2 weeks, please use the Help link at the top of the site to file a Missing Credit Inquiry. All missing credit inquiries should be submitted within 60 days after the purchase date (or within 60 days of travel completion for travel purchases).

 
The next few questions cover your earnings calculations!
 

How Are My Shopping Earnings Calculated?

You share MainStreetSHARES company revenue each month, based on your personal shopping and total spending for that month.

First, you earn the Cash Back amount shown beside each store each time you shop.

In addition, you earn a percentage of Additional Company Revenue, based on your percentage of total member spending each month.

Here's a quick example:

  1. You spent $100 through MainStreetSHARES in January at a single merchant that paid 5% Cash Back.
  2. As a result, you earned $5 directly from your purchase.
  3. Now we add to that $5 your percentage of Additional Shared Company Revenue, calculated as follows:
    • The $100 you spent represents .01% of all member spending in January.
    • Additonal Shared Company Revenue for January was $100,000.
    • So, you earn .01% of this $100,000 (i.e. $10).
  4. So, the $5 in Cash Back you earned PLUS the $10 in Additonal Shared Company Revenue gives you a total of $15.
 

Do I Share In All MainStreetSHARES Revenue Streams?

Yes! Our current primary forms of revenue are from member shopping and advertising, with plans for more. As new forms of revenue begin to flow, you'll share in those too!

 

Do Shipping And Taxes Count Towards My Total Spending?

No. Total spending is based on the net purchase amount, which excludes shipping and taxes.

The net amount spent is also the purchase amount after any discounts are applied. For example, if you purchase an item that costs $100 and you have a $20 coupon, your net spending would be $80.

 

What About Coupons Found Elsewhere?

We cannot guarantee that coupon codes found on other websites, print materials, or elsewhere will count toward earning on your MainStreetSHARES account. Please be aware of this when deciding whether to use such coupons.

 

Will I Earn Credit When I Purchase A Gift Card Or Gift Certificate?

Typically not. However, there are exceptions. For instance, if a store's primary product is gift cards or gift certificates, you will generally earn. Otherwise, if we know that a store does generate revenue for gift certificates, then it will be noted on their store's details page.

 

Will I Earn Credit When I Pay For My Purchase With A Gift Card Or Gift Certificate?

Typically you will. However, there are exceptions. For instance, stores that generate revenue when you purchase a gift card or gift certificate, generally do not pay when you make a purchase using a gift card or gift certificate as your payment method. Additionally, there may also be other (rarer) circumstances wherein a merchant does not pay when a gift card or gift certificate is used to make payment or partial payment.

 

Does Shopping Through MainStreetSHARES Cost More?

No. Never.

 

Is There Anything Different When I Shop Through MainStreetSHARES?

No. Your shopping experience is exactly the same as if you go directly to the store's website.

 

Are My MainStreetSHARES Account and Retailer Account(s) The Same?

No. Your MainStreetSHARES account and the accounts you have with our featured retailers are completely separate.

 

Does MainStreetSHARES Need My Credit Card Information?

No. Your shopping is completely between you and our featured stores. We never see your credit card information, nor do we need it. We are only notified of your purchases so that we may credit your account.


Questions About Referring

 

How Do I Increase My Income By Referring?

Simply refer friends, family, and co-workers to MainStreetSHARES (no spamming!) and you'll earn cash every time they shop through the site.

You will also earn msSHARES whenever your referrals shop. The number of msSHARES you earn is equivalent to 10% of the Member Shopping Revenue generated by your referrals. For instance, if your referral generates $100 in Member Shopping Revenue, then you receive 10% of 100, or 10 msSHARES.

 

How Much Referral Commission Do I Earn?

The Referral Commission you earn is listed prominently on each store's details page.

The amount of your Referral Commission varies by store and, sometimes, by the item purchased (for certain stores). All of these details are displayed.

 

How Do I Refer People?

Simply use your personal referral links or send e-mail invitations to the people you wish to refer.

These links, e-mail invitation tools and more referral methods can be found under My Account in your Referral Center.

You can post your links on your Facebook page, Twitter feed, blog, etc. When people follow your links to MainStreetSHARES and join, you are automatically credited with the referral.

 

How Do I View My Referrals And How Much I'm Earning?

All MainStreetSHARES members have access to their Referral Center, where you can view your referrals.

You can also visit the Purchases & Reports section under My Account, where you can see:

  1. How much you're earning from the shopping of your referrals (updated at least once a day)
  2. A monthly statement summarizing your referral commissions for previous months
  3. Your payment history
 

Can I Refer Myself?

No. This is a violation of our Terms of Service and may lead to account termination and forfeiture of any money or msSHARES earned on all involved accounts.


Questions About Payments

 

How Often Am I Paid?

Monthly. You will be paid for both the revenue share earned through your own shopping and that of your referrals once per month. Payments are processed on or about the last day of every month (i.e. if the last day of the month falls on a holiday or weekend, payments may be processed on the next business day following).

We pay two months in arrears. For instance, if you earn revenue for purchases and/or referral commissions made in January, then you will receive your first payment in April. That payment will cover all cash that you earned in January. You will then be paid in May for your February earnings, and so on.

This delay helps to ensure that any purchased items and returns have time to be processed.

 

Payment Schedule

 
Month of EarningsPayday*
October 2016 January 31, 2017
November 2016 February 28, 2017
December 2016 March 31, 2017
January 2017 April 30, 2017
February 2017 May 31, 2017
March 2017 June 30, 2017
April 2017 July 31, 2017
May 2017 August 31, 2017
June 2017 September 30, 2017
*If Payday falls on a weekend or holiday, payments will be made on the next business day following.
 

How Does MainStreetSHARES Pay Me?

We currently pay via PayPal.

The e-mail address that you use to register with MainStreetSHARES is where your payments will be sent as PayPal payments, so your e-mail address here should match the e-mail address on your PayPal account. It can be changed at any time.

Please note that we are also exploring other payment methods, including ACH and loads to your existing debit card.

 

How Do I Receive The Payments MainStreetSHARES Sends Me?

Automatically. If the e-mail address specified on your MainStreetSHARES account is the same as the e-mail address on your PayPal account AND we were able to verify that your PayPal account exists and is in good-standing (e.g. not limited), then your payment will be automatically deposited into your PayPal account and you will receive an e-mail from PayPal when you receive the payment.

However, if you do not have an active, confirmed PayPal account at the time of payment, you will receive an e-mail from us informing you that we were unable to pay you and providing you with instructions for verifying your PayPal account. Your scheduled payment amount for the month will then rollover and be added to your next month's payment.

Important! Please see below for information on verifying your PayPal account.
 

How Do I Verify My PayPal Account?

To verify your PayPal account, just visit Verify PayPal Account, located under the My Account section here.

There you will find instructions for easily verifying your PayPal account. Note that MainStreetSHARES cannot pay you until your account is verified and in good standing, and that our payment process checks monthly just prior to sending payments to ensure that this is still the case.

Note that if your PayPal address is limited, or otherwise not currently able to receive funds, then verification here will fail until the problem is resolved with PayPal. If you know that your PayPal account is in good standing and you are entering the information correctly during the verification process, please contact us!
 

Is there a Minimum Payment Amount?

Yes. You must have a minimum of $1 in your MainStreetSHARES account before payment is issued.

 

Is there a Payment Processing Fee?

Yes. A processing fee of 2% of the payment amount with a $1.00 maximum fee per payment will be deducted from each payment that we send to you.

This is the fee that PayPal charges MainStreetSHARES. We do not make money from this fee. Also, please note that you will not be charged again by PayPal when you receive your payment.

 

Is there a Maximum Payment Amount?

Yes. There is a $10,000 single-payment maximum allowed by PayPal. So, if the amount we owe you exceeds $10,000 for one pay period, we will break the payment into multiple payments. PayPal's processing fee will be assessed for each payment.

 

Can I Receive Paper Checks For My Earnings Directly From BigCrumbs.com?

No. We do not currently provide paper checks as a payment option and have no plans to do so.

However, we are considering other, more convenient methods of payment, such as ACH and loads to your existing debit card!


Questions About eBay

 

How Do I Earn From My eBay Purchases?

Sign in to MainStreetSHARES >> Click to eBay >> Place winning bid OR Buy It Now >> Get Paid!

  1. You must click through from MainStreetSHARES (or use your QuickClick bookmark) just prior to placing a winning bid or making a Buy It Now commitment to receive credit. You should click no more than one hour before making your purchase, and preferably less.
  2. If you are going to eBay to make several bids, you may click through once from MainStreetSHARES and place all of those bids, without having to return to MainStreetSHARES between each bid.
IMPORTANT: You should not visit any other websites and click through to eBay from them (even in another browser window) between your MainStreetSHARES click-through and the placement of any eBay bids.
 

Can I Use A Sniper Service/Program?

No. MainStreetSHARES is not compatible with sniper services or programs.


Availability by Country

 

In Which Countries is MainStreetSHARES Available?

MainStreetSHARES is currently available in the following countries:

  1. United States
  2. Australia
  3. Canada
  4. Ireland
  5. United Kingdom

Please do not attempt to join unless you reside in one of these countries!